Comments on: Student Loans: Fixed or Variable? http://yourfinancequestions.com/student-loans/student-loans-fixed-or-variable/ Personal Finance Questions gets answered. Ask away! Mon, 28 Feb 2011 08:25:30 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Citibank School Loans http://yourfinancequestions.com/student-loans/student-loans-fixed-or-variable/comment-page-1/#comment-12 Citibank School Loans Thu, 12 Jun 2008 23:10:01 +0000 http://yourfinancequestions.com/?p=8#comment-12 anybody here know of a good site to find more info on Citibank School Loans? I've got this site bookmarked and im gonna keep checking it out, but i still would like to find a site that covers Citibank School Loans a little more thoroughly..thanks anybody here know of a good site to find more info on Citibank School Loans? I’ve got this site bookmarked and im gonna keep checking it out, but i still would like to find a site that covers Citibank School Loans a little more thoroughly..thanks

]]> By: Stephanie http://yourfinancequestions.com/student-loans/student-loans-fixed-or-variable/comment-page-1/#comment-9 Stephanie Mon, 09 Jun 2008 14:20:27 +0000 http://yourfinancequestions.com/?p=8#comment-9 Hey Tom, Hopefully you don't mind me commenting on a bunch of your posts... I was really unaware of what I was doing when I consolidated my private student loans. It wasn't until later that I realized it was variable. My rate is based on a fixed amount above what the Fed rate is. So recently, with all these Fed rate cuts, my loan rate has gone down quite a bit. Which is nice (even thought it also means my returns on savings diminishes too). One thing for anyone who is now paying back their student loans: sign up for their automatic deductions. Most of the time, they give you a rate reduction, which is great, and it makes sure that you stay current on your student loans. Hey Tom,

Hopefully you don’t mind me commenting on a bunch of your posts…
I was really unaware of what I was doing when I consolidated my private student loans. It wasn’t until later that I realized it was variable.
My rate is based on a fixed amount above what the Fed rate is. So recently, with all these Fed rate cuts, my loan rate has gone down quite a bit. Which is nice (even thought it also means my returns on savings diminishes too).
One thing for anyone who is now paying back their student loans: sign up for their automatic deductions. Most of the time, they give you a rate reduction, which is great, and it makes sure that you stay current on your student loans.

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