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You might want to think twice about carrying a credit card balance. Credit card companies have long been accused of deceptive practices, but they are getting more aggressive with the recent credit turmoil. Today’s link of the day from BusinessWeek tells the story of David Giantomasi, who paid his credit card bill every month without missing a payment. Recently, the interest rate on his account with Chase increased from 7.99% to 19.99% without there even being a late payment. This shows that while it cannot always be avoided, carrying a credit card balance can have unforeseen consequences.